Entrepreneur-Operator in the telco, fintech, and DeFi sectors with some VC experience. Product manager by trade building digital apps (web2 and web3), operating in regulated and unregulated environments. Expertise in payments, crossborder finance, consumer lending, and inclusive finance. Passionate for decentralized finance, stablecoins, and zk technology. Past experience: GCash (payments), JG Summit (VC/venture studio), Oriente/Cashalo (consumer lending), Globe Telecom